WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Friday, March 22, 2013

Need a Same Day Cash Loan?


Need a Same Day Cash Loan?

Financial emergencies catch you unprepared? What you need to combat this financial crutch is sufficient funds. So, the question that arises is where am I going to get funds? No need to crumble because there is immediate help in the form of same day cash loans or payday loans.

Instant Payday Loans

Payday advance loans, generally referred to as quick payday advance cash or Payday loans, are small short-term loans. These emergency loans are designed to serve those confronted with unforeseen financial crisis' between paydays. Payday advance loans indeed come in handy to guide you in tricky financial situations, for the simple reason that they are a simple way to get ready cash.

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I have a bad credit report, do I qualify for Payday Advances?

You might be turned down by banks for traditional loans due to a bad credit report or bankruptcy. However, when it comes to quick payday loans, none of these reasons factor into your payday loan qualifications. Also, payday loans don't require collateral. To be eligible for a payday loan, you must have a bank account with a regular paying job. The repayment date usually gets scheduled on the payday of the borrower. In most cases, you can also get the repayment date extended by giving a valid reason. All those who are suffering from credit issues like late payments, bankruptcy, payment defaults or arrears are eligible for payday cash loans and applications are approved without any delay.

How much can I Borrow?

Instant cash advance loans are designed to serve short-term crisis. These emergency loans help you come out of temporary financial crunch. Hence, the loan amount is usually between $100 and $1000 with the repayment duration of fourteen to thirty days. It is always suggested to make repayments on time in order to avoid being charged late payments, which can further cripple your financial situation.

Benefits of Payday Cash Advance

A payday loan intends to provide an instant solution to the borrower's temporary cash flow shortage. Getting a fast payday loan is not only easy but also has many advantages. The following are certain benefits of instant cash payday loans:-

* Easy, fast and convenient access to instant cash advance

* No lengthy procedures to file for a payday loan application

* Get money within hours.

* Safe, secure and speedy transactions

* No more creditor's harassment

Is there any disadvantage to Payday Loans?

Although payday loans are easy, convenient and speedy to get, there are certain disadvantages in getting instant cash advance loans. Fast payday loans are can be very expensive because they have high interest rates. Quick Payday loan lenders charge a higher interest rate than traditional bank loans. Also the repayment time can leave a hole in your pocket.

Another loop-hole in one hour payday loan is a $10 wire fee. This $10 is deducted from the total loan amount you receive. For example, if you request one hour cash loan for $200, the $10 fee will be deduced, and the sum of money you will receive in your account is $190.

So, what is the benefit in requesting a quick payday loan? Fast payday loans are good if used in a genuine emergency when there isn't any alternative. Using these emergency loans like 1 hour payday loans or 24 hour cash advance on a regular basis should be limited. Keep this option open, only for serious financial emergencies.

Note:

If you decide to apply for a cash advance loan, make sure you read all of the terms in the contract, so there won't be any surprises when paying the loan back.


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