WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Monday, March 18, 2013

When to Apply For a Cash Loan


There are a number of circumstances under which it makes sense to apply for a cash loan. While many people may be wary of cash advance loans or payday lenders, there are certain times when working with them is advisable. Even those with good credit and are gainfully employed can find themselves in situations where emergent expenses must be paid. If this is the case, it may be in your best interest to take out a quick, loan.

Cash loans are best paid when one needs to pay a bill quickly. This can happen to anyone between pay checks. If you are worried that your electricity or water may be shut off, a cash advance loan can be your only recourse. Most cash advance lenders allow borrowers to take out loans in any small amount that they wish. Though there are fees associated with each transaction, some find that it is worth paying these fees to stay out of trouble.

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Cash loans can also be used to pay small, emergency medical expenses. Medical emergencies are cases where treatment cannot be delayed until your cash flow is restored. Cash loans can be used to cover co-pays or office visits for the uninsured. However, it should be kept in mind that the low cap on loans makes it difficult to secure one that will cover larger hospital expenses.

Borrowers should keep in mind that these loans are small and carry high interest. They should not be taken out to help cover large expenses, as there are other lines of financing that are more equipped to do that. If you are looking at taking out a loan, make sure that you are capable of repaying it within the specified amount of time. Late payments can bring with them punishing fees.


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