WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Saturday, May 18, 2013

Bad Credit Cash Loans and Financial Advice


Bad credit cash loans can fall under a number of different financial programs. Generally speaking, if you have poor credit or no credit, you will need to apply for a bad credit loan. If you apply for any other type of funding program, you will get turned down which would only make your credit score lower than it was before.

A lot of people feel that they don't have poor credit or that the items on their credit report is not correct. Any negative items on your credit report will affect your ability to get approved for a personal loan. Even if the information is incorrect, it will still stop you from getting a number of different types of loans. You can still purchase a car or home with bad credit. Poor credit will stop you from getting approved for an unsecured personal loan.

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You may already know that you have poor credit. In some cases a person could have a fair credit rating. You would have bad credit if you have any accounts in collections, closed unpaid accounts, judgments, filed for bankruptcy or more than 3 late payments on your credit report. You have poor credit if you are getting calls from a collection agency about any of your accounts.

If you have had any of the problems above, you would be much better off applying for a poor credit unsecured loan. There are a number of different offers that you can consider.

The first and most popular financial product is the unsecured personal loan program. Most lenders offer some type of cash loan program. It is important to remember that you should never apply with any of the conventional lenders. Most conventional lenders, like your bank or credit union are only interested in giving loans to people that have A1 credit. To have A1 credit, you must have a lease one major credit card for over 12 months with no late payments. Also you cannot have any negative items on your credit report.

You should only apply to lenders that clearly state that they offer financing programs to individuals that have no credit or poor credit. Many companies claim to offer financing to anyone, only to find out later that they are trying to get as many new applications in as they can. They will then check everyone's credit, with the hope that one or more of the applicants will have good credit.

The best place to find the lenders you need would be to do a search on any of the major search engines. You will need to type in terms like bad credit loans, payday loans or no credit checks. This should give you a number of different companies to get you started.

As you find different lenders, take the extra time to read over the terms of each program. Some programs offer lower fees to try their service. Another benefit that some lenders offer is fast cash loans in less than 2 hours. This could be important to you if you are trying to pay a car or rent payment.

If you need the cash as quickly as possible, you should apply with companies that offer no fax loans. With this type of program, you can apply any time 24 hours a day, 7 days a week.

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