WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Saturday, May 18, 2013

Payday Loans Help Preserve the Peace


I began thinking Payday Loan big-time when I heard about my mom-in-law trying to get a sneak-peek at how I was keeping her newly wedded 'little girl.' It was the end of a hard day at work when I received the call. Bad news is the way I would have put it had it not been for the friendly neighborhood payday loan company. What with the last payday being an integral part of history and with my pockets not having the amount of dough needed to keep mom-in-law happy, I just had to get me some cash - and really fast!

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Though I had never used their services before, a friend - and a really good friend indeed - introduced me to this lifesaving, and at times life-taking, financial service that's guaranteed to get you out of your financial soup within hours literally!

Now, I was lucky being introduced by a past customer with a really good repayment history. That is what made getting the payday loan super fast for me, or else I would have had to wait for 2 days at least! Two full days to get cash into my pocket!?! Hey, I really did not mind at all. But getting it faster was even better.

The Easiest Loan I Ever Wangled

To get a payday loan I never really needed an introduction or even a good credit history or any credit history at all. I just needed to produce my checking bank number and employment ID. That's it, the cash - as much as 90 percent of my pay would be deposited into my checking account the very next day. There were charges for this unsecured loan however, and that was covered by the high interest they charged me. But hey, I'm not grumbling cause mom-in-law was treated really well and she was none the wiser that we were near broke just two weeks from payday. Oh yes, I had to repay the payday loan by the next payday. That is why it is called a 'payday loan'.

It's the Cleaners If You Fail To Pay

So what happens if one fails to repay the payday loan at my next payday? They take them to the cleaners - that's what happens. Now, they don't literally turn you upside down and shake all the cash out of your pockets or send in the muscle to break a leg and an arm, but they do have a way of getting you to cough up, though they are really in no hurry to get all their cash back, but why?

Pay Up Fast - It's In Your Interest

The interest is why. Though there is actually no interest on a payday loan there is a one-time 'fee'. This fee could amount to as much as 35 percent depending on the company. Then, if you fail to repay by the next payday your payday loan 'rolls over' to the next month, which means another fee plus some penalty. This way you end up paying back nearly 150 percent of the loan amount. So, now you know why you're the one in a hurry to repay the payday loan. So far as they are concerned you can keep it as long as you want!

But I paid up my PayDay Loan. And next time mom-in-law decides to come around, I think we'll be vacationing in Alaska!


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