WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Tuesday, May 21, 2013

Personal Loans - A Standard Way of Borrowing


To avail personal loans is the standard way of borrowing money from traditional bank, building society, credit union, or specialist Loan Company, or any high street lender. Upon applying you can usually borrow up to £20,000 for anywhere between six months and 10 years depending on the health of your personal finances.

Basically, personal loans are classified in secured and unsecured forms. A secured loan is one that is tied to your house. It means you might have to sell your home if you fail to keep up with repayments. Whereas, unsecured loan is not tied into anything like. However, if you default on your loan repayment, you could end up being credit blacklisted forever. Later, this would prevent you taking out new credit cards, a mortgage or even taking advantage of an interest-free deal in a loan shop.

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You can optimize the best loan deal by shopping around. In fact, the more you borrow the lower the interest rate will be. In this view, going to a bank or building society is just a costly affair altogether. High street lenders in the super market can do a good work for you. However, even here you need to be a bit cautious when comparing different lending options as lender calculate the APR (annual percentage rate) in different ways.

Personal loans are repaid in monthly installment over an agreed period. This amount of time is usually fixed and if you want to reimburse the loan earlier you might have to pay a penalty. However then, you can choose a flexible loan offer also. It lets you pay back the loan amount whenever you want. It is more general but the interest rate charged is a bit higher.

For all that, you can make the loan application online as well as offline, processing online is preferred though. A simple loan application is filled in. the application is reviewed by your lenders. And in a few days, the loan amount is released. You get the fund to meet your wallowing demands.

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