WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Wednesday, August 28, 2013

Great Convenience, Quick Cash


If we go by the general trend in the market, personal loans are generally understood as a type of unsecured loan. That is a loan that can be taken without the need of pledging any collateral against it. Definitely a low risk option for the borrower, the maximum amount that can be issued by the lender is somewhere around £25,000.

As there is no evaluation of property involved, therefore the entire procedure is not time consuming. With least amount of red tapism involved, these forms of financial aid are also called fast personal loans.

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Personal loans are easily available loans however, not everyone can obtain them. There is only one reason for this phenomenon. The fact of the matter is that these loans are offered to only those customers with a clean credit file. Which brings us to one of the most pertinent question...how important is a credit file for borrowers looking for fast personal loans?

Well, the answer is very simple. It's extremely important. If you have CCJs, defaults, arrears, bankruptcy or missed payments against your name, there is a good possibility that your application may soon be dumped on to the ever growing pile of rejected applications.

That is why; it's wise to get a free credit check done at any of the credit bureau like Experian, Trans Union or Equifax before submitting the online application form for personal loans. It is advisable to apply only with sites that have FSA (Financial Services Authority) authorisation or affiliation. That ways you can have access to legal aid in case the lender uses unscrupulous methods to extract more interest from you.

In case of any discrepancies in your credit statement, immediately inform the credit bureaus and your lender. Don't despair even if you have a bad credit history. If your DTI or debt to income ratio is decent enough, then the lender may ignore your past defaults and CCJ records.


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