WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

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About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Sunday, August 18, 2013

Same Day Loans - Quick and Easy Emergency Cash


Contrary to what you may believe, it is possible to apply for a loan and to receive the money on the same day. Even though some people may never find themselves in a situation where they require some extra cash immediately, many people have often needed quick money for one reason or another.

For example, an unexpected emergency may crop up, debt collectors may be threatening you with court action, or maybe your car could suddenly require urgent repairs. Perhaps some family members have suddenly turned up out of the blue and you feel that you should be able to accommodate them during their visit.
One of the best things about these instant loans is that they are available to practically anyone, even if you have a poor credit history. In fact, the lenders who provide these loans don't always do any form of credit check before making their decision.

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As you can see, these types of loans are not only ideal for people who need immediate access to some cash, but they're also perfect for anyone who has a bad credit history preventing them from being able to get a regular type of loan from a bank.

One of the most attractive features of same day loans is that the entire process is incredibly simple and the application can be made within just a few minutes. For example, you won't find yourself having to dig through your belongings in order to find a variety of different papers and you won't even need to make photocopies and then fax them to the lender.

Instead, you can sit down in front of any computer and complete your application online. Once the application has been received the lender will immediately check your credentials in order to determine whether or not you've been honest and providing you have been, your loan application will be approved. In fact, the money will be in your bank account on the same day. Because these loans are so effortless and so reliable, they can provide you with welcome peace of mind if you're suddenly faced with any type of emergency.

Electric bills, council tax bills, debt consolidation and car repairs are just a few examples of when same day loans can prove to be worth their weight in gold. As already mentioned, no credit checks are done, which means that almost anyone can apply and because formalities are kept at a minimum, the process is by all accounts a complete breeze.

Even though the vast majority of the population qualify for same day loans, there are however a few basic requirements. For example, you need to be registered as a UK citizen, you need to be at least eighteen years of age and you need to have a regular income. Lastly, you also need to have a valid UK bank account.
The maximum amount you're allowed to borrow will depend primarily on your monthly income and the duration of the loan will depend on the terms and conditions of each lender. One other thing to bear in mind is that same day loans are unsecured loans and as such, the interest rates are understandably higher than the interest rates concerning regular loans. For this reason it's advisable that you shop around before making your final decision so that you can find a loan company offering competitive interest rates.


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