WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

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About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Tuesday, September 3, 2013

Personal Loans For Personal Requirements


Loans can be used to meet several requirements. Generally, Britons take loans to fund holiday vacations, consolidate outstanding dues on past loans, finance education, fund medical exigencies etc. Loans generally come in two types: unsecured personal loans and secured personal loans.

Secured personal loans are availed by homeowners or people who have something to offer as collateral against the loan amount. Unsecured personal loans are availed by non-homeowners, who have nothing to offer as collateral against the loan amount; also, these loans are procured by homeowners who are not confident of putting anything at stake against the loan amount.

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Personal loans can be used any which way the borrower wants as long as the usage is within lawful boundaries. Secured personal loans have their own set of advantages and disadvantages. The advantages with this loan type are that the borrowable amount is big and the repayment term is long. The one major drawback is that in case of a repayment default, the borrower risks losing the collateral to the lender.

Unsecured personal loans do not carry the threat of repossession, which is in itself its greatest advantage. However, they do come with high rates of interest, with the lender doing this to compensate for possible borrower defaults. One other advantage with unsecured personal loans is the expediency factor with these loans. With the valuation of collateral missing here, the loans are processed relatively quicker than secured personal loans.

Fast personal loans are, thus, generally, unsecured in nature. These loans can be availed with proper research and comparison of the loan market. However, one should be careful while availing these loans, as there are a lot of lenders in the fray who advertise the best loans, which eventually come with hidden and extra charges.

There are several places from where one can avail personal loans. The most common ones these days are the Internet and private lenders, apart from, of course, the established banks and building societies.


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