WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Thursday, October 3, 2013

For Quick, Monetary Needs


Unsecured loans can be availed without the need for the borrower to put up any collateral as security. These loans are short-term in nature and can meet several needs. Also, unsecured loans are less restrictive and can be availed by both homeowners and tenants. Homeowners who do not want to put collateral to avail loans can go for these loans. Tenants and non-homeowners have no other option but to procure these loans.

Unsecured personal loans come with a range of benefits. The first obvious advantage is that there is no risk of collateral repossession in case of a repayment default. Secondly, these loans can be procured in quicker time in comparison to secured loans, as collateral valuation is absent in this case. The one slight drawback is that the interest rates are higher with these loans. Lenders tend to do this as a way of keeping a margin against potential defaults from the borrowers.

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Still, this should not be taken as a leeway to default. There is always the option of the Charging Order that lenders resort to. Through a charging order, the borrower (if he loses the case) is forced to put something of value as collateral against the loan amount. The lender can sell off that collateral to recover the loan amount. However, lenders do not want to go through the hassles of court proceedings, and there is no real guarantee that the court will rule in their favour.

The money from an unsecured loan can be used to meet several purposes, like funding a holiday vacation, paying educational expenses, consolidating debts etc.

Unsecured personal loans can be availed from a wide variety of avenues, like building societies, banks, private lenders and the Internet. The online option is the best in terms of choice and expediency. However, borrowers should always borrow from the right lender. That is, of course, easier said than done; but with proper research and comparison analysis, it is possible to get loans with the right terms and conditions.


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