WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

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Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Wednesday, October 9, 2013

How To Find Low-Cost Personal Loans?


In the absence of security, lenders make you pay more for a loan. But, you can shop around and find a competitive loan deal. There are many lenders in the UK financial market and the competition is getting stiff every day.

Personal loans are basically unsecured - available without any security. These loans are quite popular in the UK as people find them easy and convenient to avail. If you apply online, the loan process is very short and simple. You have to fill an online application form giving out your brief details and your financial requirement. The lender will send you some loan plans that match your circumstances. A comparative analysis between several lenders will help you get inexpensive and quick personal loans.

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A personal loan UK that is available at around 7 per cent APR can be said to be a low-cost personal loan. However, there are many other things that should also be considered. The goodwill of the lender in the financial market, terms and conditions stipulated in the loan agreement and the flexibility offered by the lender can also influence your decision.

A research from a financial service provider in UK indicates that one way to borrow low-cost personal loans is to take out bigger loans. It was observed that personal loans of under £5,000 have become more expensive while the cost of loans which are over £5,000 has dropped or barely moved. So, you can plan accordingly. Rather than taking out several small loans very frequently, you should chalk out a financial plan considering all your future requirements and then go for one big loan.

You should be cautious while taking out personal loans. Since these loans are widely available, people sometimes become habitual and borrow too much that is beyond their means to repay. This situation should be strictly avoided.


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