WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Monday, October 21, 2013

Loans Available For Everybody


Loans can be used for any purpose, be it debt consolidation, home improvement, holiday vacation, medical bills etc. These loans can be used any which way as long as the usage isn't unlawful.

Personal loans typically come in two types: secured personal loans and unsecured personal loans. Unsecured personal loans can be availed without the need for the borrower to put up any collateral as security against the loan amount. With secured personal loans, the borrower has to put up some asset as collateral against the loan amount.

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Both these loan types come with their own set of advantages and disadvantages. With secured personal loans, one gets a big borrowable amount and a long repayment term. The amount one can avail with these loans is £250,000 and the repayment term can stretch up to 25 years. With unsecured personal loans, one can get up to £25000, with the repayment term stretching up to ten years.

The collateral plays a big part in both these loan types. The collateral with secured personal loans puts the lender at lesser risk and he is more willing to lessen the interest rates with this loan. In case of a repayment default, he can always sell of the collateral in question to recoup the loan amount. With unsecured personal loans, the absence of collateral means that the interest rates are slightly elevated.

Cheap personal loans can be availed though proper research and comparison analysis of the varied loan plans available in the UK financial market. Though secured loans are cheaper in terms of rates, cheap unsecured personal loans can also be availed with good terms and conditions with adequate hard work.

One can avail cheap personal loans from a number of different avenues in the market. Traditional banks, building societies, private lenders and the Internet offer these loan types. The online option is the best in terms of convenience and expediency.


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