WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Saturday, October 12, 2013

Personal Loans - A Prologue


Known as the needy friend of the borrower, personal loans are used to meet the financial requirements of the customer. Basically known as umbrella loans, personal loans are available at any time and there exist no restriction on the usage of the loan amount.

The classification of personal loans

These loans are further classified into secured and unsecured loans according to their nature. The loans that are secured against any assets are called secured loans. It provides interest rates starting from 6.7%. Also there exist multiple choices in repayments and interest plans. According to the data available from the Bank of England, secured loans are becoming more popular these days with the secured borrowing reaching £ 14.5 billion in the last three months of 2006. Unsecured loans are usually preferred by those who do not have any collateral. It is known for providing competitive interest rates. Also it has fast approving and accessing process.

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A couple of facts on personal loans

The numbers of women preferring personal loans are much higher than men.

Unsecured loans above £ 20 billion are owed by women.

Male customers' outcome female in grabbing personal loans to own cars.

Availability and the uses of personal loans

Personal loans can be made available from £ 500 to £ 250,000, and can be repaid between the time limits of 12 months to25 years. As is possible to take at any time, personal loans are the most convenient method of raising money. It is useful in purchase of cars to home improvement to holidaying.

Classification on the basis of repayment

Personal loans are again classified on the basis of their repayment into three types, instalment, balloon and single payment loans. Installment repayment loans are repaid through monthly instalments, while balloon loans are those repaid at regular intervals. In the case of single repayment loans, the entire amount along with the interest is paid at the end of the loan period.


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